Payment Gateway Terms and Conditions
APPLICABILITY: The terms and conditions set out hereunder for Online Payments being offered by HDFC Bank (Payment service provider) linked with www.asianheartinstitute.org (“Website”) are applicable to any person (“User”) who is intending to avail of the services of Asian Heart Institute and Research Center Pvt. Ltd (AHIRC). By accessing this website, the user is deemed to have read and accepted the terms and conditions of Online Payment Gateway.
DISCLAIMER: The User expressly agrees that his/her use of the aforesaid online payment service is entirely at his/her own risk and responsibility. AHIRC makes no representation of any kind, express or implied, as to the operation of the Payment Gateway.
DEBIT/CREDIT CARD, BANK ACCOUNT DETAILS: User may pay bills by using a Debit/Credit Card/ UPI or through your Internet Banking Account. The User submits and agrees that the debit/credit card details provided by the User to the Payment Gateway for payment transaction processing will be correct and the User shall not use a debit/credit card, which is not lawfully owned by the User. User agrees that when the User initiates a payment transaction and/or issue an online payment Instruction and provide Users Debit/Credit Card or Bank account details.
User warrants that he/she is fully and lawfully entitled to use the said Debit/Credit Card or Bank Account for such transactions. User is responsible to ensure that all the Debit/Credit Card or Bank Account details provided are accurate.
The user is authorizing the debit to the nominated Debit/Credit Card or Bank account for the settlement of bills selected by the User along with the applicable fees.
User is responsible to ensure that sufficient credit is available on his/her Debit/Credit Card or Bank Account at the time of making the payment to permit the payment of the bill/s selected by User inclusive of the applicable fees.
Convenience fees shall be levied for Online Payments using any payment channel (Credit Card/Debit Card/Net Banking/Wallets & Cash Cards). Convenience fee can also be referred to as Internet handling fee. Convenience fee can be either a flat fee (Net Banking) or a percentage (Card Gateway & Wallets & Cash Cards) of the amount that you pay depending on the payment mode selected
CANCELLATION POLICY: Once the user paid through online payment Gateway. He/ She will not be able to cancel the transactions in any circumstances. No payment will be refunded to the user.
REFUND: In the event of a refund of the amount to the customer for any reason whatsoever, the amount will be refunded through Payment Gateway Process only to the account of the User who initiated transaction. No cash refunds will be made. Such a refund will be affected within a reasonable time frame, subject to deductions as may be applicable.
REFUND FOR FRADULENT/DULICATE TRANSACTIONS: The user shall directly contact bank for any fraudulent transactions on account of misuse of Card/Bank details by a fraudulent individual party and such issues shall be suitably addressed by the bank alone in line with their policies & rules.
LIMITATION OF LIABILITY: AHIRC is providing this service to the User simply as a matter of convenience. AHIRC expressly disclaims any claim or liability arising out of the provision of this service. User agree and acknowledge that he/she shall be solely responsible for his/her conduct and that AHIRC expressly reserves the right to terminate his/her rights to access/use the service at any time it deems fit.
AHIRC, its affiliates or employees shall in no way be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data or any other intangible losses arising out of or in conn action with the access to or usage of the Payment Gateway service.
AHIRC assumes no liability whatsoever for any monetary or other damage suffered by User on account of any delay, failure, interruption, or corruption of any data or other information transmitted
or any interruption or errors in connection with the use and operation of the Payment Gateway service.
AHIRC will not be liable for any failures in the external link or for any fraud perpetrated either at the payment gateway and/or at the Payment Service Provider’s end that could take place during or after the time of the User making payment.
User agrees, understands, and confirms that any personal data including details related to debit card/credit card or Bank accounts submitted by User during the time of making payment is transmitted over the Internet and is susceptible to misuse, theft and/or fraud and that AHIRC has no control over it.
Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by User, AHIRC does not in any way guarantee that the use of the payment gateway will not result in theft and/or unauthorized use of data over the Internet. Any dispute relating in any way with User’s visit to this Site or usage thereof shall be submitted to the exclusive jurisdiction of the courts at Chennai.
PERSONAL INFORMATION: The User agrees that, to the extent required or permitted by law, AHIRC and/ or the Payment Service Provider(s) may also collect, use and disclose personal information in connection with security related or law enforcement investigations or in the course of cooperating with authorities or complying with legal requirements.
The User agrees that any communication sent by the User vide e-mail shall imply release of information therein/ therewith to AHIRC. The User agrees to be contacted via e-mail on such mail initiated by him/ her.
The User acknowledges and agrees that his/ her information will be managed in accordance with the laws for the time in force. By proceeding ahead with the payment process the User is deemed to have read the contents of this Website, agreed, and provided his/her express consent to the Terms and Conditions as mentioned above